At What About Law Professional Corporation, we recognize that every real estate transaction is unique. Our Ontario-based Conveyancing Department provides trusted legal guidance, thorough due diligence, and timely execution to help clients navigate real estate matters with clarity and confidence.

Whether you’re buying, selling, refinancing, or investing, our experienced legal team ensures your transaction is completed smoothly and your interests are fully protected.

Key Legal Considerations in Ontario Real Estate

1. Real Estate and Business Brokers Act, 2002 (REBBA)
   Regulates the conduct of real estate professionals in Ontario, setting out licensing, disclosure, trust account management, and ethical obligations.
2. Land Registration and Title System
   Ontario’s electronic land registration system (POLARIS) ensures all property ownership, transfers, and encumbrances are securely recorded and accessible.
3. Title Search and Title Insurance
   A title search identifies any liens, easements, or other issues. Title insurance protects against unforeseen title defects or fraud.
4. Agreement of Purchase and Sale (APS)
   A legally binding contract that defines the price, deposit, closing date, and conditions. We review or draft your APS to ensure your rights are protected.
5. Deposit Handling and Trust Accounts
   Buyer deposits are typically held in trust by the listing brokerage or lawyer, offering financial protection throughout the transaction.
6. Zoning, By-Laws & Land Use Restrictions
   Municipal zoning regulations affect how land can be used or developed. We ensure compliance with all local land use policies.
7. Tarion New Home Warranty (for newly built homes)
   Ontario law requires new home builders to be registered with Tarion, providing warranty protection to buyers for construction defects and delays.
8. Non-Resident Speculation Tax (NRST)
   Non-residents purchasing property in Ontario may be subject to a 25% NRST in certain regions. We help determine applicability and guide compliance.
9. Mortgage and Financing Review
   We review financing terms, lender requirements, and registration of mortgage charges to protect your legal and financial interests.
10. Harmonized Sales Tax (HST) on New Homes
    We advise on whether HST applies to your purchase and how rebates may be claimed if eligible.
11. Closing Process and Final Transfer
    We handle all aspects of closing, including adjustments, signing of documents, title transfer, and funds disbursement.
12. Property Tax and Utility Adjustments
    On closing, we calculate and reconcile property taxes, utilities, and other prepaid expenses to ensure a fair distribution.

Why Choose What About Law for Your Ontario Real Estate Transaction?

• Experienced Real Estate Lawyers
• Responsive Communication
• Transparent & Competitive Fees
• Meticulous Title and Document Review
• End-to-End Support from Offer to Closing